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Be Informed. Be Smart. Be Sure.
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Working Hours

Monday - Friday 09:00AM-17:00PM
Saturday - Sunday CLOSED

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Commercial & Personal

AIB understands the technical requirements of industrial and commercial businesses and provides innovative insurance solutions based on that knowledge. Using only financially secure insurance providers, AIB offers clients a comprehensive range of insurance products and services including:


Property Damage
Business Interruption
Fire and Allied Perils
All Risks
Money and Cash in Transit
Office Comprehensive


General / Public Liability
Employers Liability
Product Liability
Warehouseman’s Liability
Directors & Officers Liability
Employment Practice Liability
Environmental Liability
Professional Indemnity
Legal Expenses Liability
Umbrella Liability
Medical Malpractice


Motor Fleet & Third Party Liability
Private Motor & Third Party Liability
Motor Traders Internal & External
Bus Policy
Motor Cycle
Motor Special Type


Machinery Breakdown
Machinery Breakdown Loss of Profits
Deterioration of Stock
Contractors All Risks & Liability
Erection All Risks
Project Delay
Plant All Risks
Boilers & Pressure Vessels
Electronic Equipment & Computers


Fidelity Guarantee
Bonds & Financial Guarantees
Credit Insurance
Bankers Blanket Bonds


Group Life
Group Personal Accident & Disability
Dread Disease & Serious Illness
Group Medical Insurance
Group Funeral Expenses
Keyman Insurance
Credit Life Assurance
Mortgage Protection Insurance


Marine Cargo
Marine Advanced Loss of Revenue
Marine Hull
Goods in Transit
Inland Transit


Crop Insurance
Livestock Insurance
Bloodstock Insurance
Weather Index Insurance
Aquaculture Insurance
Field to Floor Insurance


Aviation Hull
Aviation Liability
Airport / Aerodrome Liability


Political Risks Insurance
Kidnap & Ransom


AIB offers a variety of reinsurance solutions and ensures any risk transfer facility caters for every aspect of your risk. We offer two types of Reinsurance:



The importance of effective risk transfer mechanisms between insurers and reinsurers is paramount. AIB has extensive experience and knowledge of working in African markets as a reinsurance broker.  Our particular focus is that it is necessary in the case of large commercial risks. These significant financial exposures can be challenging for a single insurance company to accommodate, particularly in developing insurance markets. AIB ensures that there is an effective spread of risks amongst insurers and reinsurers so in the case of catastrophic loss the financial health and claims paying abilities of the risk holding company’s remains strong. 


Where necessary AIB will advise insurance company’s on reinsurance placements and if required facilitate the appropriate risk transfer mechanisms so international markets can be accessed effectively and the exposure to any risk mitigated. Where necessary we work in conjunction with our partners to provide non-life commercial insurance and personal lines insurance and reinsurance.