The importance of effective risk transfer mechanisms between insurers and reinsurers is paramount. AIB has extensive experience and knowledge of working in African markets as a reinsurance broker. 

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Our particular focus is that it is necessary in the case of large commercial risks. These significant financial exposures can be challenging for a single insurance company to accommodate, particularly in developing insurance markets. AIB ensures that there is an effective spread of risks amongst insurers and reinsurers so in the case of catastrophic loss the financial health and claims paying abilities of the risk holding company’s remains strong. 

Where necessary AIB will advise insurance company’s on reinsurance placements and if required facilitate the appropriate risk transfer mechanisms so international markets can be accessed effectively and the exposure to any risk mitigated. 

Where necessary we work in conjunction with our partners to provide non-life commercial insurance and personal lines insurance and reinsurance.